Frequently Asked Questions

Who can apply for instant approval bad credit loans?
Any borrower tagged with unfavourable credit score such as arrear, bankruptcy, default and foreclosure can apply for quick approval bad credit loans. Fast cash within hours of applying can be gained upon quick against these loans.

Am I eligible to apply?
To be eligible you need to be a citizen of Australia, hold a valid bank account and earn fixed income at the end of every month.

How long will I have to wait for an approval?
With us you can enjoy an approval within hours of applying. Online application and hassle free approval will accelerate the complete procedure.

Will I have to pledge any collateral?
No, there is no need of pledging any collateral for any of our loan services.

How much money can I borrow?
Upon approval through us you can borrow an amount anywhere between AU$100 to AU$1,000. You will get one month time to repay back the borrowed money along with the interest charged.

Is there any restriction on the usage of the borrowed money?
No, there is no such restriction. Once you have gained the approved money you are free to spend it for any short term expenditure.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Do not pay any lender or broker an upfront fee to process your loan application.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.